Seamlessly buy or sell USDC across multiple chains using your local fiat currency. Whether you go from fiat to crypto or crypto to fiat, it's fast, secure and truly peer to peer with CrossPay.
Secure and Transparent
Fiat ⇄ USDC
Swap directly with real, verified Liquidity Providers, fully on-chain and with no worries of bank freezes
Private & Secure
Stay fully protected with end-to-end encryption. Non-custodial architecture means you always control your assets. Your keys, your crypto.
Blazing Fast
Experience near-instant swaps powered by a global network of liquidity providers. Minimal wait times and smooth payment flow.
Decentralized
CrossPay operates as an open protocol where no central authority can control or censor transactions. You retain absolute ownership.
Frequently Asked Questions
What is CrossPay?
+
CrossPay provides a decentralized peer-to-peer platform that allows you to seamlessly exchange stablecoins (USDC, USDT) for INR and vice versa. We connect buyers and sellers directly, enabling fast, secure, and private transactions without intermediaries.
Do I need KYC to use CrossPay?
+
For pure peer-to-peer crypto transfers, no KYC is required. When converting between crypto and fiat, basic verification may be required, using ZK-Proofs, depending on your location and transaction amount to comply with local regulations.
What currencies are supported?
+
We support USDC and USDT stablecoins on Solana, Ethereum, and Binance Smart Chain. For fiat, we currently support Indian Rupee (INR) with more currencies coming soon.
What are the fees?
+
CrossPay charges a small platform fee (typically 0.5-1%) on transactions. All fees are transparent and shown before you confirm any transaction.
How does CrossPay work?
+
CrossPay matches buyers and sellers through smart contracts. When you buy crypto, a liquidity provider locks their crypto/fiat in escrow. You send the payment directly, and once confirmed, your payout is automatically released to designated address.
Is CrossPay safe?
+
Yes! CrossPay uses smart contracts to hold funds in escrow. Your crypto is never held by us, it's locked in a trustless smart contract. We never have access to your funds or private keys.